Establishing Good Credit Can Open Up A Whole New World Of Opportunities For You!

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TAKE ADVANTAGE OF OUR FREE CONSULTATION

We’ll provide a FREE credit consultation to you where our Professional Credit Analyst who will review your reports with you, and get you set up on a path to a better credit future.

We’ll provide a FREE credit consultation to you where our Professional Credit Analyst who will review your reports with you, and get you set up on a path to a better credit future.

HERE'S EXACTLY WHAT YOU'LL RECEIVE WITH OUR FREE OFFER

HERE'S HOW IT WORKS

Your Credit Is Important So We'll Begin By Taking An In-Depth look At Your Credit With You!

It can be very frustrating to try to get a loan or to buy a house or a car. You may have even found your dream home, but your credit is preventing you from being approved.


That's where we come in. At ClubFICO®, we specialize in helping people improve their credit so they can get the funding they need.


We'll work with you to develop a plan that fits your unique situation and then we'll help you implement it. We'll also provide ongoing support to make sure that you stay on track.


So if you're ready to take control of your credit, schedule a consultation with us today. We'll show you how we can help you get the life you want. 📱 (800) 659-0765

Receive A personalized strategy

After your evaluation, we'll help you develop a strategy to dispute inaccurate items with all three credit bureaus. Our team will write customized letters on your behalf and within 45 days the credit bureaus will begin responding to you directly with your results.


We've helped many customers like yourself win their disputes with the credit bureaus. So if there are incorrect information on your reports please give me a call right now at 📱 (800) 659-0765

WE'LL RECOVER YOUR CREDIT REPORT AND REVIEW IT WITH YOU TODAY! For FREE!

HERE'S WHAT YOU GET WITH ClubFICO®

Monthly Investment To Build Your Credit

Enrollment / Audit Fee

(One Time)

Monthly Investment

3-Bureau Audit Analysis

Customer Support

Monthly Update

Credit Building

Repossessions

Bankruptcies

Charge Offs

Collections

Money Back Guarantee If

No Deletions In 120 Days

CREDIT SCORE FACTS

What is a credit score? A number generated by the mathematical formula that predict your likelihood of being granted loans. The higher it goes, so does the possibility of receiving the funding you need from lending sources.


A high credit score is like money in the bank. It will save you thousands over your lifetime of loans, such as mortgage or auto loan interest rates that may be much higher if they're based on low scores.

  • 750-850 EXCELLENT

  • 700-749 VERY GOOD

  • 680-699 GOOD

  • 620-679 AVERAGE

  • 560-619 POOR

  • 350-559 VERY POOR

NOW IS THE TIME TO FIX YOUR CREDIT!

Waiting to fix your credit will cost you money and missed opportunities in the future.

We've Been Very Successful At Removing:

  • BANKRUPTCIES
  • CHARGE OFFS
  • COLLECTIONS
  • CREDIT ERRORS
  • FORECLOSURE
  • INQUIRIES
  • JUDGMENTS
  • LATE PAYMENTS
  • LIENS
  • MEDICAL BILLS
  • REPOSSESSIONS
  • AND MORE...

FREQUENTLY ASKED QUESTIONS

OUR GUARANTEE: If we don't remove any negatives worked on during the 120 days you are entitled to a 100% refund of your money as long as 👇:

  • First, you must have retained our services for at least four consecutive months.

  • Second, you must NOT have used a credit-consulting agency or attempted to repair your own credit within the year prior to signing up for our services.

  • Third, you must not have any new collections or missed payments during the time frame we are assisting you.

  • Fourth, you must maintain credit monitoring services at all times during the time frame we are assisting you.

  • Finally, you must agree to send updated reports/responses from the three credit bureaus and creditors to us within five days of receipt.

  • Yes, credit repair is legal! Our company provides a variety of services that will help you use the law in your favor. You have rights under "The Fair Credit Reporting Act" to dispute any items on your report and if those disputes cannot be verified within 30 days they must go away for good - meaning it's just as if someone had never reported them in the first place!.

  • We help you take back your credit! Studies show that as high as 79% of credit reports contain errors. That’s nearly 8 out of 10 reports. We don't just dispute credit reports, we prepare documents that challenge them. Our job is to find errors and sign-off on a furnisher's request for verification within the allotted time - but most importantly: if they can’t produce any records after searching through their system or signed paperwork as proof of purchase then the negative mark on your credit report must be removed.

  • Make sure you are paying all of your bills on time, every single month. This includes utilities like electricity and gas as well as mortgage payments for house or condo properties; auto loan repayments when they arise from car purchases (or lease agreements); any revolving lines of credit such credit cards that have high interest rates.

  • It's a good idea to keep your credit cards below 20% utilization in order not only prevent problems from arising but also maintain positive records with each lender. If you find yourself carrying high balances on multiple outstanding accounts, make paying down those debts top priority and strive for attaining this ratio at all times!
  • Keeping your credit score healthy is important. This means not only making sure you're using cards responsibly but also keeping old accounts open and active because they can help establish good history with lenders for when applying in the future!
  • There are many ways to keep this ball rolling - from paying off any debt on time each month, even if it's just one small purchase per billing cycle; avoiding maxing out too many lines of loans at once by closing unused ones after certain periods (and never letting them go entirely); ensuring all invoices from suppliers get handled properly so there won't be debts recorded against an account later down the road.
  • Repairing your credit score is a long-term commitment. You need to be patient and follow the steps outlined above consistently for it take effect, so if after following these tips over time you do not see an increase in how lenders perceive or treat you then don't give up!
  • These habits will stay with us throughout our lives as they help keep finances under control while also improving personal responsibility when borrowing money from friends/family members etc., which everyone should strive towards doing

    • Here' What Some Of Our Clients Are Saying...

    "As a small business owner, COVID 19 put my business in a bad place. That directly affected my personal credit. ClubFico worked with me and it wasn't an overnight fix over the next 4 months I saw huge successes and got my credit score higher than before COVID hit. Great service and would recommend highly"

    "College really jacked up my credit. These guys really understand how credit works and put me on a plan that worked. I went from the low 500's to over 700 and they kept my aged tradelines. ClubFico is the best choice when you need to fix your credit. They use AI to communicate with the bureaus and it works fast."

    "I always prided myself on my credit, then I got sick. I never thought that I would get to a point that I could not pay my bills. But when you are choosing between living or paying bills, you can figure out what I chose. ClubFico got my delinquencies removed and I got to start over again with a new car."

    Call for your free credit analysis.

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